Riverside Finance offer a range of loans and options which can be tailored to your needs.
These include but are not limited to:
- Home Loans
- Investment Property Loans
- Commercial Loans
- Leasing/Hire Purchase/Chattel Mortgage
Browse through and contact us and we will ensure you find the loan that suits you
Standard Variable Rate loans are suitable for borrowers who are looking for a very flexible and competitively priced loan, with all the "bells and whistles", but without being tied up to a fixed interest rate contract.
These packages are available to those borrowers who meet certain lending, balance or employment criteria. The costs to participate are generally around $350-$400 per annum as a trade off for lower or waiving of application, monthly or transaction fees, lower loan interest rates or increased deposit interest rates.
Fixed Rate loans allow you to protect your self against possible future interest rate rises and gives you the ability to manage your loan repayments over a specified term.
Base variable rate loans are suitable for borrowers who are not looking for the full range of features normally associated with the lender's standard variable loans.
95% loans are designed to assist people who are looking to borrow as much money as possible against the valuation of the security property. These loans can be used for the purchase of a new home, renovations, debt consolidation or for personal use.
Equity loans are often referred to as revolving lines of credit. These facilities differ from a traditional loan in that they are an interest only facility and only require repayments to keep the loan balance under the approved limit.
Financial institutions can provide finance to assist you purchase land with the expectation that the land will be improved within a set time frame by the construction of a dwelling for personal or personal investment use.
A rural loan is for a property situated outside the metropolitan area, generally consisting of a residence where no income is derived from the property.
Discounted Rate loans are particularly attractive to first home buyers and others who are rate sensitive, and looking to keep their repayments to a minimum in the early stages of a loan.